College of Virginia Well being System (UVA Well being) has gone after sufferers’ houses to pay for medical payments. Kaiser Well being Information experiences:
UVA Well being and different medical methods hardly ever pressure the sale of a house to assert cash. As an alternative, they await households to refinance or promote, taking their lower on the settlement desk. However with 6% easy curiosity accumulating yr after yr after the courtroom judgment, as allowed by Virginia legislation, the ultimate quantity owed might be rather more than the unique prices…
Collectors equivalent to UVA and VCU don’t want addresses to create liens. All they should do is file a judgment in county or metropolis land information. If debtors personal any property there, title firms received’t approve a sale till the debt is paid, typically with dwelling fairness.
Usually house owners don’t know money owed exist till paralegals unearth them when houses are bought, property execs say. Previous money owed can create liens on newly acquired actual property.
The UVA Well being strategy contrasts with VCU Well being–one other massive, state-owned medical system. VCU Well being pledged in March 2020 to cease seizing sufferers’ wages and to take away all property liens for sufferers with unpaid medical payments,